Apple has launched Pay Later from today which will allow users to split payments into four - with no added fees.
The technology giant revealed customers can apply online and in the Apple Store app for loans between $50 (£40) and $1,000 (£800) with shops that accept Apple Pay.
However, customers will only be able to purchase iPhones and iPads for the time being and is "inviting select users to access a prerelease version of Apple Pay Later, with plans to offer it to all eligible users in the coming months."