For Americans nearing retirement, September 30 offers a useful checkpoint to answer one important question: Will expected retirement income be enough to cover the life you plan to live?
The date is not an official retirement-planning deadline, but the end of the third quarter provides a natural point to put expected income, spending, savings, and Social Security benefits in one place. Reviewing those numbers now can reveal potential gaps while there is still time to adjust savings, spending or retirement plans before 2026 ends.
