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The Independent UK
The Independent UK
National
Karl Matchett

Almost 7m Brits have never checked their state pension record – here’s how to do it

  • New HMRC data reveals that almost seven million people in the UK have never checked their state pension record.
  • Adults aged between 45 and 54 are the demographic least likely to have reviewed their state pension forecast.
  • The primary reasons cited for failing to check include believing retirement is too far away and worrying about losing track of workplace pensions.
  • HMRC emphasised that checking forecasts online on the gov.uk website or via its app takes minutes and allows people to identify and address gaps in their National Insurance contributions.
  • Finance experts have urged workers to check their status early to prevent financial surprises, especially as the full state pension is set to exceed £13,000 next year.

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