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Beating Broke
Beating Broke
Evan Morgan

All‑Cash Buyers Hit by New Federal Rule — 1 in 5 Urban Purchases Now Flagged

Cash
Image Source: Pexels

The real estate market has long treated all-cash buyers as the ultimate power players—fast closings, fewer contingencies, and strong negotiating leverage. But a new federal rule is changing that dynamic, putting a spotlight on transactions that once flew under the radar. Recent data suggests that roughly one in five urban home purchases paid in cash are now being flagged for additional scrutiny. This shift is raising eyebrows among investors, agents, and everyday buyers alike. More importantly, it signals a broader crackdown aimed at increasing transparency in high-value real estate deals.

Why the New Rule Is Targeting Cash Transactions

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