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The Economic Times
The Economic Times

Agentic AI in financial services: How banks are rethinking lending, risk and decision-making

A loan application can involve multiple rounds of document verification, financial assessment, compliance checks and internal approvals before a decision is reached. For financial institutions handling thousands of applications, every manual handover adds time and operational effort. Agentic AI is beginning to change how these processes work by enabling systems to coordinate tasks, analyse information and advance workflows with less human intervention. This is particularly relevant to lending, where the quality and speed of a decision can influence both customer experience and portfolio performance.

Where Agenetic AI is changing financial services

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