Global rating major Moody’s Investors Service has flagged concerns about security and privacy vulnerabilities in centralised identification systems like India’s Aadhaar programme. The unique ID system often results in “service denials”, and using biometric technologies in humid conditions is unreliable, it noted.
The Aadhaar system enables access to public and private services, with verification via fingerprint or iris scans and alternatives like One-Time Passcodes (OTPs). However, it “faces hurdles, including the burden of establishing authorization and concerns about biometric reliability”, Moody’s said.