Modern grocery shopping combines traditional clipping with high-tech digital wallet management across smartphone applications. Frugal shoppers frequently attempt to maximize savings by combining store coupons, manufacturer discounts, and app offers on single items. However, retail policy rules governing how paper and digital coupons interact vary wildly between supermarket chains. Misunderstanding these complex stacking guidelines can result in register rejections or unexpected overcharges at checkout. I will examine how coupon stacking rules differ between store apps and paper offers.