
Sharon Gwinn had been married almost 30 years when she cleared out the savings and checking accounts that she shared with her husband, and then transferred that money into accounts that were only in her name. It felt horrible, like she was stealing. But short of losing everything, Gwinn was out of options.
That was some 20 years ago. Gwinn's husband was still working as a hospital orderly when he started to spend money erratically. One Thursday night he racked up a $3,000 tab at a Pittsburgh cop bar, buying rounds for strangers. Gwinn says she discovered his splurge — something totally out of character for him — when her credit card was declined at the grocery store.