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Fortune
Fortune
Ivana Pino

A beginner’s guide to credit cards

Colorful credit cards on a yellow background. (Credit: Photoillustration by Fortune; Original photos by Getty Images)

When it comes to shopping, one way many of us like to pay when we get to the register: credit cards. 

Unlike debit cards or cash, credit cards are valuable in letting you borrow money in the moment when you need it—while building credit at the same time. But knowing how to manage one, or a few, responsibly requires you to know the basics.  

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