
Experts recommend saving for your retirement throughout your entire working life. So, you’re meant to start in your 20s and continue contributing to your retirement fund for decades. It takes a lot of hard work and dedication. But many people don’t realize that the biggest threat to their hard-earned savings can be their own adult children. Even well‑meaning kids can unintentionally create retirement derailers that drain savings, increase stress, and push parents into working longer than planned. Here are nine questions to ask yourself to ensure your kids aren’t derailing your retirement plan.