Many adults over 60 are facing a difficult housing reality. Rising property taxes, increasing insurance costs, and expensive assisted living communities are forcing retirees to rethink where and how they want to live. At the same time, plenty of older adults have no interest in moving in with their adult children, even if family members are offering help. Recent research shows most seniors still want independence and prefer to age in place whenever possible. Fortunately, new housing models are emerging that allow older adults to maintain privacy, lower costs, and build stronger social connections without sacrificing autonomy.