
When you buy a life, auto, or home insurance policy, you expect your advisor to act in your best interest. But what many consumers don’t realize is that advisors and brokers often earn more than just a simple commission from these products. In fact, there are multiple ways an insurance advisor profits from policies—sometimes without you even knowing. These hidden income streams can create conflicts of interest that influence the recommendations you receive. Understanding how your advisor gets paid can help you make more informed financial decisions and keep your money where it belongs.