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Fortune
Fortune
Alicia Adamczyk

9 financial moves to make before you ring in 2023

Couple going through a to-do list (Credit: bernardbodo)

As 2022 winds down, it's time to look forward to 2023—and put yourself on the best financial footing possible for the new year.

This year was a hard one for many across the country. Inflation continued to ravage household budgets and eat away at savings, while retirement savers saw their balances shrink as markets tanked. Many tech workers have faced layoffs, and analysts predict a recession any day now. Crypto has taken a beating, as exchanges collapsed and empires fell. And housing has become increasingly unaffordable after 2021's historically low interest rates opened the door (literally) to a new generation of owners.

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