With the average gas price at $3.10 per gallon as of November 20, 2025, finding ways to save money when you fill up is more important than ever, especially if you drive frequently or own a car with poor fuel efficiency. But, don’t road rage at the rising cost of living just yet, as there are simple, proven strategies to lower your fuel costs without sacrificing convenience.
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Here are seven ways shrewd drivers save money at the pump, and how you can start doing the same.
1. Combine Cheap Gas With a Rewards Card
This might seem like a no-brainer, but you’d be surprised at how many people are creatures of habit and always choose the same gas station, even if it’s not the most affordable.
You can compare local gas station prices using an app like GasBuddy or Google Maps. While you’re at it, use a rewards card to boost your savings — and earnings — potential. Finding the gas station in your area that consistently has the lowest price, then combining that with using a rewards card, could save you a significant chunk of change.
For example, Costco usually has low gas prices, and the Costco credit card offers 4% rewards on gas purchases. If you are constantly commuting, consider opening a new credit card that heavily rewards gas purchases. You can then put the cash back you earn back into your bank account.
2. Join Loyalty Programs
In the same financial vein as a rewards program, remember you can get rewarded for loyalty as well. Whether it’s a gas station or a grocery store, see if they have a loyalty program that lets you save at the pump.
“For example, with Shell Fuel Rewards, you normally save at least $0.05 per gallon and can sometimes save up to $0.20 per gallon,” said Adam Schwartz, CEO of CouponSurfer, Inc. “Warehouse clubs like Sam’s or Costco will frequently have member-only discounts on gas.”
The same goes for certain grocery stores.
“Many of them also offer savings on gas,” said Schwartz. “For example, Safeway offers $0.20 off per gallon at participating gas stations.”
3. Compare the Same Brand
Sometimes, the same brand will sell gas at different prices just because of location.
“Don’t assume certain brands always have low prices,” said Schwartz. “For example, there are two Shells near me. One is $2.99, and the other one is $3.59.”
4. Check What Your Car Needs
“Most cars only need regular (87 octane). Check your owner’s manual. If it recommends 89 or 91 octane, you can still use 87 octane with only a slight decrease in performance,” said Schwartz.
“If your owner’s manual states that 89 or 91 octane is required, then you need to use 89 or 91 octane. Using 87 in place of premium can save you as much as $0.80 to $0.90 per gallon.
While you’re at it, consider mixing gas if it makes sense.
“If your car requires 89 Octane, you can usually save money by mixing 87 Octane and 93 Octane. For example, if you are getting 15 gallons, you could get 10 gallons of 87 and then 5 gallons of 93,” said Schwartz.
He gave an example to show how mixing gas could save you money. If, he said, one gas station sells 87 for $2.99, 89 for $3.59, and 93 for $3.79, it would cost $48.85 rather than $53.85. That’s about $5 in savings every time you fill up a 15-gallon tank.
5. Compare Card vs. Cash Prices
Credit cards might be convenient, but they can sometimes cost more than cash.
“If you pay by credit card, be sure to compare the ‘credit’ price,” said Schwartz. “Some gas stations charge the same for cash or credit, while other may charge up to 10 or even 15 cents a gallon more.”
6. Check Your Tire Pressure
The truly savvy consumer will also check their tire pressure, as it can impact their gas costs.
“Low tire pressure can decrease fuel economy as much as 9%,” said Schwartz. “Tire pressure generally decreases over time and as outdoor temperatures go down.
“See your owner’s manual for the correct tire pressure. You should monitor your tire pressure at least once per month.”
7. Don’t Warm Up Your Car
If you’re trying to really cut costs at the pump, don’t warm up your car before heading out.
“Unless it’s extremely cold, most modern cars do not need to be warmed up,” said Schwartz. “In fact your car will warm up faster with you driving it. Thirty seconds of idling uses more fuel than stopping and restarting the engine.”
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This article originally appeared on GOBankingRates.com: 7 Smart Ways To Save Money on Gas
