Not every investment is designed with heirs in mind. Some financial strategies can generate income or growth during your lifetime but leave little or nothing to pass on. For individuals who aren’t worried about creating generational wealth, these approaches can make sense, but they may leave your heirs empty-handed. Understanding which investments work only for you—and not for the next generation—can help you align your money choices with your personal goals. Let’s look at eight investments that only work if you never plan on passing down wealth.
