When you buy insurance, you want to protect yourself and your family. Insurance riders promise extra coverage for a small fee. They sound helpful. But not all insurance riders are worth the money. Some add little or no value. Others duplicate coverage you already have. And a few just make your policy more complicated. If you want to keep your insurance simple and cost-effective, it’s important to know which insurance riders to skip. Here are eight insurance riders that sound helpful—but add no value.
