
When you’re part of a couple without children, it’s easy to feel pressure to buy every type of insurance that’s marketed to families. After all, companies love to convince consumers that more coverage equals more protection. But the truth is, not all policies make sense for your situation—especially if you don’t have dependents relying on your income. Understanding which types of insurance are unnecessary can save you thousands each year. Here are eight insurance policies couples should never buy without kids and what you should consider instead.