Homeownership comes with a sense of pride, and often, a long to-do list. Whether it’s replacing a faucet, updating flooring, or even knocking down a wall, many homeowners are eager to tackle projects themselves to save money. But in the excitement of doing it yourself, there’s a risk most people don’t realize: some DIY jobs can actually void your homeowner’s insurance coverage.
That’s right. If a project isn’t done to code, lacks proper permits, or causes damage later on, your insurer could deny your claim or even cancel your policy entirely. And these aren’t just large-scale renovations. Even seemingly harmless upgrades, like replacing wiring or installing a fence, can backfire if something goes wrong.
