
Not every new car feature is great. Certain upgrades can raise your insurance rates, whether you’ve been in an accident or not. Newer tech and luxury upgrades can bump your rates higher without you even realizing it. When you get insurance, the company is factoring in a number of things, including repair costs, theft risk, and how often the features of your vehicle lead to claims. So, is your car actually costing you more? Here are eight common features that could be inflating your insurance bill.