Most people have already retired by 73. But Robin, a caller from Phoenix, still hoped to get there by 76 — three years away. She didn't own a home, had no mutual funds, no 401(k), and just $1,000 saved. But somehow, she still thought there might be time to pull things together.
"My question is: should I buy or rent at that time?" she asked Dave Ramsey on a recent episode of "The Ramsey Show."
