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GOBankingRates
Jordan Rosenfeld

7 Things You Need To Know About Personal Loan Interest Rates

DOUGBERRY / iStock.com

Personal loans can be a smart alternative to credit cards, often offering lower interest rates and a chance to build or strengthen your credit. Your own bank or credit union may have competitive options, but shopping around is key to getting the best rate.

Find Out: 4 Moves to Make if You Can’t Pay All Your Bills this Month

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