
Saving for retirement is hard enough. But what happens when the rules around your 401(k) change? Right now, several states are rewriting how people can access their retirement savings. These changes affect when you can take money out, how much you can withdraw, and what penalties you might face. If you live in one of these states, you need to know what’s happening. Even if you don’t, these new rules could set trends that reach you soon. Here’s what’s changing and what you should watch for.