
You are going about your day when your phone pings with an urgent text message. It looks like an official notice from a state tolling agency. The message claims you have an outstanding balance for a recent trip and warns of late fees if you do not pay immediately. It even includes a professional link to a payment portal that looks identical to the real thing. This high-pressure tactic is currently sweeping across the country. It is a sophisticated phishing scheme designed to steal your credit card information and your identity. You need to know the red flags before a single click drains your bank account.