A few dollars here and there aren’t the only expenses that can quietly undermine a retirement budget. Everyday routines involving medications, exercise, preventive care, vision, and even what’s lying on the living-room floor can influence your risk of needing medical care later. That doesn’t mean every illness or injury is preventable, and good habits certainly can’t guarantee low healthcare spending. However, changing some health habits after 60 may reduce avoidable risks while helping you take better advantage of preventive services you’re already paying for through Medicare or other coverage. These seven habits are worth examining before another copay, deductible, prescription expense, or unexpected medical bill lands in the mailbox.