Parents and grandparents naturally want to step in when their kids face financial challenges. But sometimes helping too much—or at the wrong time—can do more harm than good, both to your finances and to their independence. In fact, saying “no” can be the smartest way to protect your own retirement and teach your loved ones responsibility. Knowing when to hold back helps you avoid money stress while still being supportive in other ways. Here are six situations where it’s financially better not to help your children or grandchildren.
