Divorce doesn’t just affect your emotions—it can also upend your financial future, especially when it comes to retirement plans. Many people assume their nest egg is safe, but the reality is murkier. The rules around dividing retirement assets are complex, and a split can leave both spouses with less than they expected. Some retirement plans are especially vulnerable, leading to unexpected tax bills, penalties, or legal headaches. Understanding which retirement plans collapse under divorce can help you protect your financial security during a difficult transition. Let’s look at six types that often create the biggest challenges.
