
Planning for retirement is a big deal. You want to make sure your money lasts, and you want to get all the help you can. But some retirement plan provisions can actually block you from getting financial aid, especially if you or your kids are looking at college costs. These rules can sneak up on you. They can make a big difference in what you qualify for, from student aid to certain government benefits. Knowing which retirement plan provisions can disqualify you from aid helps you avoid surprises. Here’s what you need to watch out for.