Insurance is supposed to give you peace of mind. You pay for protection, hoping you never need it, but glad it’s there if you do. But not every insurance “offer” is as good as it sounds. Some deals look tempting, but don’t actually help you when you need them most. Others are just clever marketing, designed to get you to spend more for less value. Knowing which insurance offers to skip can save you money and stress. Here’s what you need to watch out for.
