
Accidents are stressful enough without the added shock of finding out your insurance won’t pay. Many people think their policy has them covered, but hidden loopholes can leave them with big bills. These gaps aren’t always obvious. They hide in the fine print, waiting to show up when you need help most. Knowing about these insurance loopholes can help you avoid nasty surprises. Here’s what you need to watch for if you want to make sure your insurance coverage is solid.