
Cards that offer cash back can be good boosts to your finances, particularly if you’re using them to buy things you would purchase anyway. You could think of it as a nice bonus.
“The biggest money-saving secret isn’t necessarily all about finding new tricks but instead looking at what rewards cards you have and making sure your spending behaviors align,” said MB Bell, a senior advisor at Valuedynamx who has worked in the loyalty and rewards industry for 25 years. “Don’t be afraid to ditch any cards that don’t offer meaningful rewards or rewards you don’t actually use.”