
Being a DINK can make retirement planning feel both easier and weirder at the same time. On one hand, two incomes and no kid expenses can create serious saving power. On the other hand, the “normal” retirement advice you hear is often built around parenting timelines, college costs, and a life path that assumes certain milestones. That mismatch can lead DINKs to either overconfidence or unnecessary anxiety, depending on what they’ve internalized. The fastest way to make progress is to drop the stories that don’t fit and replace them with decisions that actually match your life. Here are five retirement myths DINKs should unlearn quickly.