If you’re married or have ever been married, Social Security spousal benefits might seem like a safety net. Many people count on these payments to help cover bills in retirement. But what if the rules quietly changed, and you didn’t notice until it was too late? That’s what’s happening right now. Over the past decade, several small changes have chipped away at social security spousal benefits. These changes don’t make headlines, but they can shrink your monthly check. If you want to protect your retirement income, you need to know what’s different and what you can do about it.
