Finding the perfect apartment is exciting, but signing a lease together is about more than choosing a neighborhood or floor plan. Before you commit to monthly rent and shared expenses, it is essential to have honest discussions about finances that could prevent misunderstandings later. A 2026 CFP Board survey found that while 83% of Americans are comfortable discussing money with someone close to them, many still avoid important financial conversations that affect relationships. These five money conversations can help couples build trust, reduce financial stress, and create a stronger foundation before moving in together.