Doing small repairs around your home can save money and give you a sense of accomplishment. But not every fix is as simple or risk-free as it seems. When it comes to home insurance, some do-it-yourself jobs can actually create problems down the line. If you make certain changes or repairs without following the rules, you might unintentionally void your home insurance policy. That means if something goes wrong, your insurer could deny your claim—even for unrelated events.
Many homeowners aren’t aware that home insurance policies often require repairs to be done by licensed professionals or according to local building codes. Skipping permits or using the wrong materials can put you in a tight spot. Before you tackle your next project, it’s smart to know which fixes could put your coverage at risk. Here are five common DIY fixes around the house that can secretly void your insurance.
