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Kiplinger
Kiplinger
Business
Drew Limsky

5 Best Splurge Cruises for Retirees in 2026

Cruise ship at sunset near the shores of a tropical island. .

A splurge cruise is going to mean different things to different people, obviously. Let’s start with the landscape, er, seascape.

Traditionally, January is "wave season" for the cruise industry, when bookings and incentives peak. Lots of desirable cruises are already sold out, so get busy.

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