
What’s even worse than the short-term embarrassment of having your credit card declined at the cash register? The long-term impact it can have on your financial health and borrowing power.
If you often lean on your credit card to cover your total at checkout, it could be easy to overlook exactly how much you’re spending with each transaction and how it’s inflating your balance. Over time, you could end up blowing through your entire credit limit, which is bad news for your credit score.