While 2026 may seem far away, waiting until New Year’s to set new money resolutions isn’t always the best idea. The last few months of the year tend to fly by, with back-to-school season, Halloween, Thanksgiving and Christmas making these remaining weeks feel like a sprint.
By the time the calendar turns to 2026, you might already have some ingrained habits that you can’t easily turn around right away, so it’s useful to start planning ahead.
