
Most new college grads get a pat on the back and maybe a "we're proud of you" dinner. But when 23-year-old Caitlin earned her master's degree in cybersecurity, her mom had a different kind of message: You're my retirement plan.
"My mother informed me that she has zero saved for retirement and expects me to take care of her during her retirement years," Caitlin told Dave Ramsey and George Kamel during an episode of "The Ramsey Show."