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The Independent UK
The Independent UK
Lucy Smith

14 face moisturisers with SPF you’ll want to wear year round, reviewed by a beauty writer

These make a great first step in the morning but make sure to top up with sunscreen - (Lucy Smith/The Independent)

A streamlined skincare routine doesn’t have to come at the expense of sun protection, which is why moisturisers with SPF have become such a staple. On busy mornings, when layering multiple serums, treatments and sunscreen feels like one step too many, a good SPF moisturiser can strike the balance between convenience and reliable daily coverage. Having tested some of 2026’s newest launches alongside long-standing favourites, I can confidently say these formulas have come a long way from the thick, chalky creams of the past.

Despite the UK’s notoriously unpredictable weather, sunscreen remains essential year-round. UVA and UVB rays can penetrate cloud cover, meaning your skin is still exposed even on grey, overcast days. Over time, this can contribute to premature ageing and increase the risk of more serious skin damage. It’s also particularly important for those prone to conditions like rosacea, where UV exposure can be a common trigger. Professional MUA Florrie White told me consistency is key, explaining that the most effective SPF routine is one you'll actually stick to, encouraging people to “invest your time in using it day and night”.

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