There are millions of households across Scotland just learning to adjust to the shift in seasons, forcing a lot of people to tighten up on their spending ahead of Christmas.
While many people will have reviewed their budgets and cut down on their finances as best they could, it is still worthwhile to check whether you should be claiming certain benefits, discounts or other financial support. The Daily Record reports that this support includes benefits, Council Tax Reductions and TV licence discounts.
Many people have a stereotypical way of thinking that there is a stigma attached to claiming benefits, but there was an estimated £15 billion state support from the Department for Work and Pensions (DWP) that went unclaimed last year. The Scottish Government recently announced the launch of a campaign that encourages people to talk about benefits, in order to encourage others to claim support.