
Robo-advisors promise sleek tech, low fees, and stress-free investing. But behind the friendly apps and clean interfaces lurks a different story written in legalese. Those lengthy user agreements you scroll past aren’t bedtime reading—they’re loaded with clauses tilted toward the companies, not the customer.
The truth? The “fine print jungle” is carefully cultivated to limit liability, protect profits, and keep users on the hook. Before you hit “I agree,” here’s what’s hiding in plain sight.