
For decades, retirees were told the same set of “golden rules” to secure their future. But times have changed, and many of those retirement planning rules no longer fit today’s realities. Rising healthcare costs, longer lifespans, and unpredictable markets have shifted what it takes to retire comfortably. Following outdated advice could leave you short on money or flexibility. Here are 10 retirement planning rules that just don’t apply anymore—and what to consider instead.