
If you’re living on Social Security, where you live matters more than ever. The average monthly benefit is about $2,071, but in some cities, that won’t even cover basic housing for a single month. Rising rent, healthcare costs, and everyday expenses are squeezing retirees harder in major metro areas. In fact, Social Security often covers only about 30% of total living costs nationwide, and even less in expensive cities. If you’re considering a move (or already living in one of these high-cost areas), this list of 10 cities could help you avoid financial strain.