
The home stretch of buying a house is where excitement peaks—and stress hits hardest. Buyers think they’ve cleared every hurdle once they get a pre-approval letter, but surprises often strike right before closing. Lenders make promises, agents reassure, and everything looks like it’s on track—until it isn’t.
Deals collapse for reasons that seem small but carry major weight in the world of underwriting. Here’s a look at 10 mortgage promises that seemed rock solid… until they weren’t.