Winter is one of the most unpredictable seasons for older adults, making winter insurance coverage more important than many retirees realize. Snowstorms, icy roads, frozen pipes, and heating failures can lead to expensive emergencies. Yet many retirees assume their existing policies automatically cover these risks. When a winter emergency hits, gaps in winter insurance coverage can lead to unexpected bills that strain fixed‑income budgets. Here are 10 mistakes seniors make with their insurance coverage.
