For years, Americans assumed the biggest insurance risks were along the coast, where hurricanes and flooding dominate headlines. But experts say the next wave of insurance shocks may hit inland cities instead. Increasingly severe storms, wildfires, droughts, and flooding are pushing insurers to rethink risk models across the interior of the United States. In fact, climate-driven insurance hikes are already appearing in several regions once considered relatively safe. Here are 10 of the hardest places in the U.S. to insure.
