10 habits to set now if your New Year's resolution is to save for a house

Cottage with foliage growing up it, a blue front door, a wild front garden and a stone driveway.

With the new year fast approaching, many of us will be thinking about resolutions and goals for the coming year And one of the biggest ones is buying a house.

Frustratingly, getting onto the property ladder can seem rather daunting, especially when you consider the current mortgage rates, rising house prices, unpredictable housing market and general cost of living.