
The garage looks harmless enough—just a concrete box full of tools, boxes, and half-finished projects. Yet it’s one of the most common places where insurance claims unravel in dramatic fashion. Fires start there. Injuries happen there. When an adjuster opens that garage door after a loss, they’re not just looking at damage—they’re looking for reasons a claim might not hold up.
Knowing which everyday garage items can cause real insurance headaches can save you from a very expensive surprise.