Families who build wealth often do not look wealthy at all. Their homes may look ordinary, their cars may have several years on the odometer, and their vacations may never inspire a jealous group chat.
That does not mean these households avoid spending. They simply make many of their biggest financial decisions away from public view. Their wealth often sits in retirement accounts, investments, home equity, business interests, cash reserves, or debt they chose not to take on. From the driveway, you might never know.
